PRIVACY POLICY

This website is brought to you by Accrets International Pte. Ltd. We take the privacy of our website users very seriously. We ask that you read this Privacy Policy (the “Policy”) carefully as it contains important information about how we will collect, use and/or disclose your personal data in accordance with the Singapore’s Personal Data Protection Act 2012 (No 26 of 2012) (“PDPA 2012”). Throughout this Policy, the meaning of the term “personal data” is as defined in the PDPA 2012.

For the purposes of the Personal Data Protection Act 2012, Accrets International Pte. Ltd. (‘we’ or ‘us’) is the organisation that collect, use and/or disclose your personal data.

1. Personal data we may collect about you

We will obtain personal data about you (such as your name, address, email address, and contact details) whenever you complete an online form.

For example, we will obtain your personal data when you register to use this website, make any enquiry, send us feedback, post any material, contact us for any reason, sign up to a service, or purchase goods or services.

We may monitor your use of this website through the use of cookies and similar tracking devices. For example, we may monitor how many times you visit our website, which pages you go to, traffic data, location data and the originating domain name of a user’s internet service provider. This information helps us to build a profile of our users. Some of this data will be aggregated or statistical, which means that we will not be able to identify you individually.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

2. How we use your personal data

We will use your personal data for the purposes described in the data protection consent and notice form that was given to you at the time your data was obtained. Specifically, your data may be used for:

verifying your identity;
administrative purposes eg processing your application to subscribe to our services;
provision of goods and services to you;
administration and management of those goods and services which you have subscribed to, including the renewal of any applicable service contracts;
research, statistical analysis and behavioural analysis;
customer profiling and analysing your purchasing preferences;
marketing and advertising any goods and services to you by us or any of our related companies, agents, contractors and third party suppliers upon your consent—see “Marketing and opting out” below;
fraud prevention and detection’
billing and order fulfilment;
credit scoring and credit checking—see “Credit checking” below,
customising this website and its content to your particular preferences;
notifying you of any changes to this website or to our services that may affect you;
security vetting; and
improving our services.

3. Marketing and opting out

If you have given permission, we may contact you by electronic mail, mail, telephone, SMS, text / picture / video messages, or fax about our products, services, promotions, special offers and / or charitable causes either by us or any of our related companies, agents, contractors and third party suppliers that may be of interest to you. If you prefer not to receive any direct marketing communications from us, you can opt out at any time. See further “Your rights” below.

4. Disclosure of your personal data

We may disclose your personal data to:

other companies within our group;
our agents and service providers;
credit reference agents—see “Credit checking” below;
law enforcement agencies in connection with any investigation to help prevent unlawful activity; and
our business partners in accordance with the “Marketing and opting out” section above.

5. Keeping your data secure

We will use technical and organisational measures to safeguard your personal data, for example:

access to your account is controlled by a password and username that are unique to you;
we store your personal data on secure servers;
payment details are encrypted using [TO SPECIFY EG. SSL] technology;

While we will use all reasonable efforts to safeguard your personal data, you acknowledge that the use of the internet is not entirely secure and for this reason we cannot guarantee the security or integrity of any personal data that are transferred from you or to you via the internet.

6. Monitoring

We may monitor and record communications with you (such as telephone conversations and email correspondence) for the purpose of quality assurance, training, fraud prevention and compliance.

7. Credit checking

To enable us and other companies in our group to make credit decisions about you and members of your household and for fraud prevention and money laundering purposes, we may search the files of credit reference and fraud prevention agencies (who will record the search). We may disclose information about how you conduct your account to such agencies and your information may be linked to records relating to other people living at the same address with whom you are financially linked. Other credit grantors may use this information to make credit decisions about you and the people with whom you are financially associated, as well as for fraud prevention, debtor tracing and money laundering purposes. If you provide false or inaccurate information and we suspect fraud, we will record this.

8. Information about other individuals

If you give us information on behalf of someone else, you confirm that the other person has appointed you to act on his/her behalf and has agreed that you can:

give consent on his/her behalf to the processing of his/her personal data;
receive on his/her behalf any data protection notices;
give consent to the transfer of his/her personal data abroad; and

9. Transfers of data out of Singapore

Any transfer of your data will be subject to a duly executed contract (between us and the third party who receives your data) that will safeguard your privacy rights and give you remedies in the unlikely event of a security breach.

10. Your rights

You have the right, subject to the payment of a small fee (to be notified to you), to request access to personal data that we may process about you. If you wish to exercise this right, you should:

put your request in writing;
include proof of your identity and address (eg a copy of your NRIC or passport or driving licence);
attach a cheque in the amount for the payment of the aforementioned fee made payable to Accrets International Pte. Ltd.; and
specify the personal data you want access to, including any account or reference numbers where applicable.

You have the right to require us to correct any inaccuracies in your data free of charge. If you wish to exercise this right, you should:

put your request in writing;
provide us with enough information to identify you (eg account number, username, registration details); and
specify the information that is incorrect and what it should be replaced with.

You also have the right to ask us to stop processing your personal data for direct marketing purposes. If you wish to exercise this right, you should:

put your request in writing;
provide us with enough information to identify you (eg account number, username, registration details); and
if your objection is not to direct marketing in general, but to direct marketing by a particular channel (eg email or telephone), please specify the channel you are objecting to.

11. Our contact details

We welcome your feedback and questions. If you wish to contact us, please send an email to [enquiry@assist.biz] or you can write to us at [140 Paya Lebar Road, #01-15 AZ@Paya Lebar, Singapore 409015] or call us on [+65-6679-5755]. Our registered office is 1 Kaki Bukit Road 1, #02-44, Enterprise One, Singapore 415934. All communications should be addressed to [insert name of organisation’s data protection officer].

We may change this Policy from time to time. You should check this Policy occasionally to ensure you are aware of the most recent version that will apply each time you access this website.